DKV Expat Insurance by Innoinsure: Complete Coverage for the Spanish Visa

DKV emerges as a prominent international insurance company headquartered in Germany, boasting a substantial client base exceeding 40 million individuals. It holds a significant position within the ERGO Group, a distinguished European insurance conglomerate, and maintains ties with Munich Re, a global leader in reinsurance. Operating across more than 30 European and Asian countries, including Germany, the UK, Belgium, Spain, China, and India. In Spain, DKV is distinguished by its comprehensive array of high-quality services, a factor that contributes significantly to its top-tier customer ratings.

DKV Insurance stands out as the top-rated insurance company, based on overwhelmingly positive feedback from its customers.

Benefits and Features

DKV's health insurance product offerings are founded on a commitment to excellence, delivering an array of benefits that set it apart within the market. The DKV expat insurance offered through InnoInsure comprises a blend of standard features and exclusive, specialized offerings.

Standard features of DKV expat insurance:

Fulfill Visa/NIE Application/renewal requirements: The DKV expat insurance offered at Innoinsure is a product that fulfills all the requirements required by the consulate

• Operates within Spain
• Comprehensive coverage, the same as the public health system: emergencies, consultations, diagnostic tests, inpatient/outpatient surgeries, hospitalizations, etc.
• Unlimited economic coverage within Spain
• No copayment or deductible required
• Zero waiting period
• Repatriation of remains included

Exceptional Additional Advantages

In addition to its core offerings, this DKV expat insurance product offered at Innoinsure provides supplementary benefits that go beyond standard provisions:

• The most complete age coverage: Covers clients from 0 to 99 years old.
• Expansive Medical Network: With a network comprising over 51,000 doctors, 1,000+ medical centers, 2,000+ dentists, and serving over 40 million clients, DKV ensures unparalleled access to comprehensive healthcare services.
• Global Emergency Assistance: DKV extends emergency coverage worldwide for up to 180 days, offering up to 20,000€ per year, exceeding industry standards.
• Unrivaled Dental Coverage: Clients enjoy a wide array of free or discounted services, covering over 100 dental procedures, including diagnostics, cleaning, dentistry, orthodontics, and implantology.
• Medication Cost Reimbursement: Clients benefit from a 50% reimbursement on prescribed medication costs, capped at an annual limit of 100€ per customer, demonstrating DKV's commitment to accessible healthcare.

Tailored Specialized Benefits

This DKV expat insurance product offered at Innoinsure provides specialized offerings that cater to specific needs, enhancing overall coverage:

• Proactive Health Programs: DKV's preventive approach encompasses early detection and prevention programs for various health concerns such as diabetes, glaucoma, coronary risk, skin cancer, gynecological cancer, and prostate cancer, ensuring comprehensive healthcare coverage.
• Better psychotherapy coverage: 20 sessions per year, extended to 40 sessions per year for cases involving eating disorders, school bullying, cyberbullying, work-related stress, and instances of gender or family violence.
• Occupational Teletherapy Coverage: Occupational teletherapy sessions, specifically prescribed for neurological disorders like Parkinson's disease, Alzheimer's disease, multiple sclerosis, and stroke, offer a virtual solution for cognitive and motor function loss, with up to 12 assured sessions per year.
• Extensive Prosthetic Coverage: This insurance offers comprehensive coverage for surgical prostheses, a benefit often excluded by other providers in their terms and conditions.
• Diagnostic Genetic Testing: Offering diagnostic genetic testing for celiac disease in individuals with altered serological markers, showcasing DKV's commitment to advanced diagnostic procedures.
• Post-surgical Breast Reconstruction: DKV provides coverage for breast reconstruction post-radical surgery, emphasizing holistic patient care and recovery.

DKV distinguishes itself in the health insurance landscape by not only providing extensive coverage but also incorporating innovative solutions and specialized programs that cater to individual needs. With a commitment to excellence and an unparalleled range of benefits, DKV has emerged as a premier healthcare provider in Spain.