Healthcare in Spain for British citizens after Brexit: EHIC or GHIC
British citizens that currently live in Spain or want to live in Spain later, may question if their EHIC cards are still available after Brexit. EHIC card (European health insurance card) is a non-transferable personal card that gives the right to receive medical care during their stay in any EU country or Iceland, Liechtenstein, Norway, and Switzerland. GHIC card (Global health insurance card) is a non-transferable personal card, which gives the right to medical care in a participating country. For now, EU countries are participating, but more countries might join this agreement in the future.
Here in this article, we will explain related regulations regarding this issue.
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1. Can I use my EHIC/GHIC card in Spain after Brexit?
If you already hold an EHIC card that is issued:
Before the end of 2020
And it’s still not expired
Then you can still use it in Spain until its expiry date.
If you don’t have an EHIC/GHIC card, you can apply for a GHIC card or a new EHIC card for your travel to Spain. Depending on your circumstances, you will be given a GHIC or a new EHIC card.
2. What medical services does the GHIC/EHIC card cover?
Both cards cover the same services but are valid in different countries. They only provide emergencies or treatments for chronic diseases such as:
Emergency treatment and visits to A&E
Treatment for a long-term or pre-existing medical condition
Routine medical care for pre-existing conditions that need monitoring
Routine maternity care unless you are going to give birth abroad
Oxygen therapy and kidney dialysis
3. What does GHIC/EHIC card notcover?
The coverage of the card is very limited and highly restricted to emergency services. And as the NHS states, the UK EHIC or GHIC card is not a substitute for travel insurance: If you want to have a body scan, get mental health treatment, or simply arrange for a doctor's visit, you cannot do it with your GHIC/EHIC card.
Also, when you apply for certain visas, you might be required to get medical insurance coverage. Because several long-term Spanish visas require applicants to contract medical insurance that:
Operates in Spain
Full coverage, including emergencies, consultations, diagnostic tests, surgeries (inpatient and outpatient), and hospitalizations, etc
A minimum coverage of €30,000.00/year
No co-payment or deductible
No waiting period
Repatriation of remains.
Since the GHIC/EHIC card does not cover the costs of repatriation, applicants for these visas should look for another capable Spanish visa insurance that fulfills all the requirements, such as our ex-pat insurance.
4. We are more than a qualified visa insurer!
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We operate online with quick and automatic purchasing processes.
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